The fastest zero-based budgeting platform

Allocate every dollar in under 60 seconds.

Saowa Budget blends real-time transaction streaming, automation rules, and explainable AI so you can plan, execute, and adjust with absolute clarity. Built for households, creators, and finance coaches who demand speed and trust.

Active households

48,200↑ 162% YoY

Average weekly sync

2.9 sessions↗︎ +0.8

Recommendation accuracy

93%Validated

March Spending Plan

Live tracking • 4 connected accounts

Reconciled • 12ms
Income available$8,400
Foundational$2,800 allocated
Lifestyle$2,800 allocated
Goals$2,800 allocated

Coach insight

Shift $120 from Dining Out to Future Travel. You’re trending 14% below grocery burn and already prepaid flights.

Platform pillars

State-of-the-art from edge to core.

Engineered for households and pros who need real-time accuracy. Every feature is optimized for speed, transparency, and collaborative accountability.

Read the technical blueprint

Zero-based autopilot

WASM-accelerated planning that reconciles income, envelopes, and goals in milliseconds.

AI co-pilot

Explainable recommendations that adapt to your habits and keep every dollar on mission.

Bank-grade operations

Hardware-backed encryption, Valkey edge caching, and SOC 2 controls keep data airtight.

Battle-tested scale

Ready for 1,000,000+ members.

Backed by distributed PostgreSQL with Citus shards, Valkey edge caching, and ClickHouse analytics. Saowa Budget comfortably scales past 100,000, 500,000, and even 1,000,000 subscribers while maintaining sub-200ms API latency and real-time insights.

  • Postgres 16 + Citus for horizontal scale
  • Valkey open-source caching mesh
  • ClickHouse behavioral analytics
  • Automated SOC 2 evidence stream

Performance envelope

Live telemetry across multi-region clusters.

p95 API latency

162 msGlobal

Budget engine compute

34 msEdge WASM

Cache hit rate

96.2%Valkey cluster

Benchmarks derived from battle-testing 1.2M synthetic users with Plaid transaction firehose, automated via k6 + Locust in our chaos suite.

Powering the modern money stack

PlaidStripeQuickBooksSlackZapierNotion
Saowa Budget – Lightning-fast zero-based budgeting